GENERAL INSURANCE

Nowadays all are coming to us with one question or one solution on tax savings. Tax saving option: solutions or burden Tax saving question: real or burden on the wallet. Getting the right answer with a solution for life with complete knowledge on the path to travel with the need to do so is very important. There are two types of people who think that there is no need to plan for savings, only a few things which are done by them are enough to complete the savings. Tax rebate is (bracket)  only final for savings. I am in business  Balance Sheet gives me enough chances to save my tax is the answer for self entrepreneur Tax saving is a big opportunity that needs to be utilized First, it is to be understood that the tax bracket for saving (deductions) is not for your final target of savings. Yes, it is good to utilize the deduction in our favor but keeping our self up to the limit is not advisable. Education fees of our child, home loan, other product which are expenditure by us bu...

 Nowadays pandemic covid19  has made life very stressful. People are purchasing a short-term plan to protect themselves from this pandemic. Usually, when we purchase any medical insurance we check a few things like whether it is cashless or to getting any room of own choice or co-payment option. All questions we raised are good and relevant in nature. But the majority of policies have common features. Which are mentioned in policy wordings. Before making any decision we have to go through the fine details. Likewise ambulance cover, baby cover{ new born}, a vaccine for newborn baby. All these (baby cover for a newborn)are covered till 91 days in policy. After this what is the condition which one has to check? Slab for age is one such criterion where we can save money if we have long age slab, then actual outgo is less. It is the first checkpoint before taking any decision. At an early age generally, people do not have health issues as compared to old age. There is less chance t...

आज हम इतने ज्यादा व्यस्त हो गए है कि हम लोगो से मेल मिलाप और किसी बात की सलाह मशविरा का वक़्त नहीं है या फिर हम इसका महत्त्व नहीं जानते या  इस  पर गौर नहीं करते की  हमारा सलाहकार कौन है |  जब टीवी  नहीं था तो  पूरा परिवार एक साथ बैठता था ,अब इंटरनेट से छोटा परिवार भी साथ नहीं आ पाता | तो पारिवारिक जमावड़ा  मुश्किल से हो पाता है |  जब परिवार नहीं मिल पाता तो दोस्तों से मिल बैठकर  सलाह मशवरा  भी नहीं हो पाता| और हम सभी पर भरोसा भी नहीं करते |  जब यह हालात है की हम समय नहीं निकाल  पाते  तो निर्णय कैसे हो |  यह भी सही  है इंटरनेट पर जानकारी उपलब्ध है |  गौर  करियेगा  जानकारी है पर अनुभव नहीं | रेटिंग  है पर सही या गलत पता नहीं |  और  यह भी नहीं की हर बात गलत हो  पर जो बात ह्यूमन to ह्यूमन होती है उसका तोड़ अन्य किसी मे नही |  अब तक हम वो  काम कर रहे है जो हमारा है  और उसमे हमे महारत है |  पर हमे हर काम आता है ? इसका जवाब नहीं में ज्यादा मिलेगा |  इंसान अपने अनु...